Business Loans Archives

Business Overdraft: What is it and Should I Consider it?

May 18, 2022January 30, 2022

Reading time: 4 minutes

A business overdraft allows businesses to access additional funds beyond what they have in their bank account. A business will only need to pay interest on the money they’ve overdrawn. This makes for useful cashflow solutions in situations like purchasing stock or equipment, paying staff, or even covering general expenses. There are plenty of benefits for businesses that take up a business overdraft. Business overdrafts explained A business overdraft is a line of credit that becomes available when you make any withdrawal for an amount greater than the balance in your business debit account. Because of this, a business overdraft … Read more

How a Cash Flow Loan Can Support Your Business

May 18, 2022January 21, 2022

Reading time: 4 minutes

by Inovayt

For both small and large businesses, there can be times where unexpected expenses arise. Cash flow loans allow for businesses to cover any shortfall that may arise, such as assisting you to take care of wages, investing in new equipment, or investing in a new business venture that won’t put your budget under strain. These loans have a range of benefits and keeping on top of your finances can be the difference between a successful business and a struggling business. How does a cash flow loan work? Ideal for small and start-up businesses, cash flow loans provide immediate financial support … Read more

Tips for Short-Term Business Loans

April 20, 2022November 17, 2021

Reading time: 4 minutes

by Inovayt

Whether your business is looking to alleviate some cash flow issues, implement a new idea, or stock up for the holiday season, a short-term business loan may be just the thing you need. Established businesses can access business loans – depending on the lender, sometimes up to $500,000 – which the business can pay off over a short-term period. This period is generally between 6 and 24 months. What are short-term business loans? A business loan can be used to help your business grow and evolve. Short-term business loans are a great way for businesses to access extra funds when … Read more

Equipment Financing: Everything You Need to Know

May 18, 2022November 10, 2021

Reading time: 4 minutes

by Inovayt

Equipment financing is a way that businesses can get new equipment without having to pay a large amount upfront. It works like a rental agreement where businesses choose the length of the loan and make a monthly repayment. These types of loans are often flexible and offer competitive interest rates which can provide a lifeline to small businesses who can’t afford to purchase expensive equipment outright. Things like vehicles, machinery, tools, and office furniture are all items that can be purchased through this financing method. If you’re considering equipment financing for your business, but want a bit more information, read … Read more

Everything You Need to Know About Business Loans

May 18, 2022February 17, 2021

Reading time: 4 minutes

by Inovayt

If you’re a business owner looking for a leg up to grow your business, you may explore a business loan. The process for applying for business finance is quite different and typically, a lot more involved and lengthier than applying for a personal or home loan. We’ve put together a comprehensive guide on everything you need to know about business loans so you can go into this process feeling informed and prepared. What is a business loan? Let’s start with the basics. A business loan is a loan intended specifically for business purposes. This loan can be to create, manage … Read more

What You Need to Know About Asset Finance

April 20, 2022February 16, 2021

Reading time: 4 minutes

by Inovayt

If you’re in business, you may have heard the term ‘asset finance’ thrown around once or twice before. Put simply, asset finance is a type of lending that can help your business grow by enabling you to have access to essential items without the need to pay for them upfront. Asset Finance Explained As mentioned above, asset finance is a type of business finance designed to help businesses grow. With this type of lending, a business is required to make regular payments in exchange for the use of an asset over a period of time. It’s not uncommon to hear … Read more

Keep in touch

Join our mailing list for our latest finance and wealth news and tips.
Name*
First Last
Email*
Consent*
I consent to receiving email updates from Inovayt Pty Ltd and Inovayt Wealth Pty Ltd about related information including educational material, promotions, products and services that may be of interest to me.*
Consent*
I understand that my information will be collected and handled in accordance with the Inovayt Pty Ltd and Inovayt Wealth Pty Ltd Privacy Policy which contains information regarding how to opt-out of marketing communications from us.*
Email
This field is for validation purposes and should be left unchanged.

Business Loans

We offer financial solutions as individual as you.