inovayt

Refinancing Your Home Loan

Loan refinancing can save you thousands and help you pay off your mortgage quicker. At Inovayt, we help you find the best option at every stage of loan refinancing, from debt consolidation to securing a better interest rate.

When was the last time you reviewed your mortgage?

If your answer was more than two years ago, you may be paying too much. Your home loan should not be something you ‘set and forget’. We encourage our clients to refinance their home loan when the time is right or to consolidate their debt if the circumstances allow.

Our refinancing calculator can help you discover the benefits of refinancing, and potential savings.

Refinancing Your Home Loan

Reviewing your mortgage often ends up in the ‘too-hard’ basket, but with our support, it’s really not that hard. If you don’t take the time to review it, you may be missing out on some great savings.

You should be looking to review your home loan every two years or in any of the following circumstances:

  • You’re offered a pay rise or a new job
  • You have lost your job
  • You begin growing your family
  • Your children begin to support themselves financially
  • Increasing or decreasing property values
  • At the end of a fixed rate period
  • Interest rates change

We want to help you find the best mortgage or home loan refinancing option for your individual needs.

Talk to an expert

Debt consolidation

Consolidating your debt can be a successful strategy to free up your monthly cash flow and tackle the debt in one neatly wrapped-up recurring payment. Secondly, consolidating your high-interest personal debt at a low-interest home loan rate can aid with tackling your debt, as less of the overall monthly payment will go to interest.

Better interest rate

Saving money on your monthly interest is the surest way to repay your home loan sooner as an owner-occupier. Maintaining your monthly principal and interest (P&I) repayment and reducing your monthly interest charge is a proven strategy to accelerate your debt reduction.

You can improve cash flow on your investment property with Interest Only repayments by reducing your interest rate.

Features

Make your money work harder for you with loan features such as an offset account, redraw facility and extra repayments. These features and various strategies on the best way to manage your money can help you pay your loan off sooner, and avoid a large chunk of interest over the course of the loan.

Restructuring debt

Refinancing can be a great way to restructure existing debt related to events such as changing title ownership, divorce, property transfer, and tax advice.

Find an Inovayt Finance broker near you

Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.
Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.
Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.
Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.
Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.
Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.
Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.

Find an Inovayt Finance broker near you

Our experienced and friendly team can provide you with lifetime financial solutions by understanding your individual needs and goals.

Get in touch
1300 354 355

Send us an email info@inovayt.com.au

Start your journey, contact Inovayt today

Get in touch
1300 354 355


Send us an email
info@inovayt.com.au

Looking to refinance? Contact Inovayt today

Start your journey, contact Inovayt today