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Protect yourself and your family

Insurance plays a central role in your financial well being, helping to provide financial security for you and your family when it’s needed most.

How can I protect myself and my family?

Nobody enjoys contemplating the worst, however, it’s important to have plans in place to protect yourself, your wealth and your family should something go wrong.

Consider some of the following scenarios that might cross your mind:

  • How will I support my family and continue to meet expenses if I was unable to work for an extended period?
  • What does the future look like for my children if I were to pass away?
  • Will my partner be able to manage the home loan repayments and living expenses on their own if required?

How can I protect myself and my family?

Consider some of the following thoughts that might cross your mind if the scenario were to arise:

  1. How will I support my family and continue to meet expenses if I am unable to work for an extended period?
  2. What would my children’s future look like if I were to pass away?
  3. Will my partner be able to manage the home loan repayments and living expenses on their own if required?

Much of our effort in life is put towards progressing financially and building assets but, unfortunately, many fail to take steps to protect these things in the event of death, illness or injury. Without adequate protection, there is a risk that you can quickly lose everything you’ve worked hard to achieve.

Life insurance

Taking out a life insurance policy ensures your family’s futures are secured in the event of your death. By paying regular premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries upon your passing. This money can be spent however your beneficiaries wish.

What our clients say

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Scott Hughes profile picture
Scott Hughes
October 20, 2026
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Inovayt were extremely helpful, the team all worked together to get a result we were happy with.
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Abbey O'Callaghan profile picture
Abbey O'Callaghan
October 19, 2026
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This is the second time Inovayt has helped me purchase a property. Chris was responsive and helpful throughout the entire process, answering my questions and consistently providing options that suited my personal circumstances. Beyond securing the mortgage, Chris and the team continued to support me throughout the term of my previous loan, making sure I was always getting the best rate possible. I always felt that Chris genuinely wanted the best outcome and value for me, and worked hard to make it happen. Couldn’t recommend Inovayt more highly!
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Yehudah Kinderman profile picture
Yehudah Kinderman
October 19, 2026
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This is our second home loan successfully executed by Simon and the team and he has done a magnificent job for us. Countless hours on the phone discussing and figuring things out and we can’t recommend Simon enough! For anyone considering top quality Melbourne service with a great bloke, this is perfect for you. Steve and Sossy
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Todd Milham
October 18, 2026
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We had the absolute pleasure of working with Duane to purchase our first home. We were pretty hard customers as business owners, but he was incredibly efficient, kept us up-to-date with each stage, and worked tirelessly to secure us finance. Could not be happier and highly recommend Duane and the wider Inovayt team for all your financing needs!
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Debbie Sims profile picture
Debbie Sims
October 16, 2026
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It’s been slow and methodically completed, with them finding out of needs, what we felt comfortable doing and then thoroughly and transparently provided our options. They were very supportive and patient. There communication was on point and efficient
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Diana Brown
October 15, 2026
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Brendan and Kat were great highly recommend
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Zac Thompson profile picture
Zac Thompson
October 15, 2026
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Couldn’t recommend Duane enough! Being first-home buyers, we had no idea what to expect going into the whole process, but Duane made everything so much easier. He was always happy to answer any questions we had, explained everything clearly and made sure we knew what was going on every step of the way. He went above and beyond to help us get into our first home and genuinely made the whole experience a lot less stressful than we expected. Really appreciate all the time and effort he put into helping us out. Couldn’t have asked for a better broker and would definitely recommend him to anyone looking to buy a home. Thanks again, Duane!
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David Anstis profile picture
David Anstis
October 14, 2026
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Could not fault the service provided, Justin and his team were excellent. From initial consultation to settlement was speedy and seamless. The solution provided was not only comparable but addressed all my requests and concerns. 10/10 recommend .

Income protection insurance

Income protection insurance supports part of your lost income should you be unable to work due to partial or total disability caused by illness or injury. This payment aims to provide some relief for you and your family while you take time to focus on your health.

Our role is to help you understand your options regarding the types, levels, and structures of protection that may be appropriate to your situation.

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Find an Inovayt Financial Planner near you

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

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Start your journey, contact Inovayt today
Start your journey, contact Inovayt today
Start your journey, contact Inovayt today