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Protect yourself and your family

Insurance plays a central role in your financial well being, helping to provide financial security for you and your family when it’s needed most.

How can I protect myself and my family?

Nobody enjoys contemplating the worst, however, it’s important to have plans in place to protect yourself, your wealth and your family should something go wrong.

Consider some of the following scenarios that might cross your mind:

  • How will I support my family and continue to meet expenses if I was unable to work for an extended period?
  • What does the future look like for my children if I were to pass away?
  • Will my partner be able to manage the home loan repayments and living expenses on their own if required?

How can I protect myself and my family?

Consider some of the following thoughts that might cross your mind if the scenario were to arise:

  • How will I support my family and continue to meet expenses if I am unable to work for an extended period?
  • What would my children’s future look like if I were to pass away?
  • Will my partner be able to manage the home loan repayments and living expenses on their own if required?

Much of our effort in life is put towards progressing financially and building assets but, unfortunately, many fail to take steps to protect these things in the event of death, illness or injury. Without adequate protection, there is a risk that you can quickly lose everything you’ve worked hard to achieve.

Life insurance

Taking out a life insurance policy ensures your family’s futures are secured in the event of your death. By paying regular premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries upon your passing. This money can be spent however your beneficiaries wish.

What our clients say

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Ej 100 profile picture
Ej 100
September 6, 2026
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Buying a home can be overwhelming and takes so much preparation, but Peter went above and beyond for us every step of the way. From our very first consultation to securing the loan, his expertise and responsiveness gave us total peace of mind and made the whole process seamless. I’m deeply grateful to Peter, and thanks to Nicole for her kindness and steadfast support right through to the end.
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Michael Druery profile picture
Michael Druery
August 28, 2026
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Excellent service from Kaleb, Erin and Isabella. Ensured that everything was ready and settlement went smoothly.
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Kian Belk profile picture
Kian Belk
August 28, 2026
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Highly recommend Duane and the team at Inovayt. They made the whole process of buying our first home so much easier and were always available to answer questions, explain everything clearly, and keep us updated throughout the process. Their communication was excellent and made the whole process feel easy, even answering the phone outside of office hours and on weekends. They went above and beyond to make sure everything came together, especially when things seemed stressful for us. We always felt like they had our best interests in mind and were doing everything they could to get us the best outcome. Really appreciate all the help and support throughout the entire process. We couldn’t be happier and would definitely recommend them to anyone looking for a mortgage broker!
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Jason Henwood profile picture
Jason Henwood
August 28, 2026
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Jason and the team at innovate were extremely helpful and kept us up to date throughout the whole process while purchasing our new home. Extremely happy with the service and will be using innovative again in the future.
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suresh inturi profile picture
suresh inturi
August 27, 2026
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Working with Kaleb, Erin and Isabella, and the entire team has been an absolutely wonderful experience from start to finish. Thank you all so much for your exceptional guidance, deep dedication, and for making us feel completely supported throughout this entire process. A special thank you goes to Kaleb for leading this effort so brilliantly and to Erin and Isabella for their incredible support and for always keeping everything so beautifully organised. Your prompt communication, warm professionalism, and deep market expertise truly made everything feel seamless and stress-free. We are incredibly grateful for the personalized attention and strategic advice you provided to secure the best possible outcome, and we absolutely look forward to working with your outstanding team again in few weeks 😀 Thank you so much 😀
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Ann Humphrey profile picture
Ann Humphrey
August 27, 2026
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Exceptional mortgage brokerage! The communication throughout the entire process was excellent, and they were always proactive with problem-solving to achieve the results we wanted. This is the second time we’ve used this brokerage, and once again they delivered above and beyond our expectations. We wouldn’t hesitate to use them again and highly recommend their services. A very happy repeat customer!
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Kazi Haque profile picture
Kazi Haque
August 24, 2026
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Thank you Kaleb. Had a great experience with your advice and service.
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Simon Zorgdrager profile picture
Simon Zorgdrager
August 21, 2026
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Very good communications. - keep you informed all the way.

Income protection insurance

Income protection insurance supports part of your lost income should you be unable to work due to partial or total disability caused by illness or injury. This payment aims to provide some relief for you and your family while you take time to focus on your health.

Our role is to help you understand your options regarding the types, levels, and structures of protection that may be appropriate to your situation.

Hornsby Mortgage Brokers

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Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

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Start your journey, contact Inovayt today
Start your journey, contact Inovayt today
Start your journey, contact Inovayt today