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Business Investment Loans

Business investment loans give you the freedom to grow your business and take advantage of investment opportunities when they emerge.

How can a loan help my business grow?

Businesses need funding to grow. Whether it’s investing in equipment, tools or staff, it’s important to have access to cash. Business investment loans offer a competitive interest rate and flexible access to your funds. This type of lending is for business people who need the agility to grow their business and take advantage of investment opportunities as they arise.

Short-term funding solutions

If you are looking for a short-term lending solution for your business, there are fantastic new options in the market to allow you to borrow $5k to $150k over a 2-3 year period.

Fast turnaround of funds is the key feature of business investment loans, so you can quickly take advantage of that next opportunity for your business to grow. These facilities are priced higher due to risk. However, in most cases, the gain of funding the business needs far outweighs the cost of the facility.

Our lending providers can quickly and effectively analyse your business turnover, and once approved, you will have the money in your account within a couple of days. Traditional lenders can sometimes take up to 6-8 weeks to process an application for longer-term funding, whereas short-term funding can immediately serve a vital business need.

refinance home loan

What criteria do I need to meet to qualify for a short-term business loan?

Although short-term business loans are great options for businesses, not everyone is eligible. A few things lenders look for from businesses are: 

  1. Last three tax statements to demonstrate revenue. statements too.
  2. Six months of bank statements. 
  3. Draft business financial information. 
  4. Explanation of loan purpose. (e.g. new staff members). 
  5. How long you’ve been in business. Most lenders prefer companies that have been operating for at least 12-24 months. 

If you’re searching for the perfect business investment loan (and award winning service) to grow your company, speak to one of our experts.

What our clients say

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Scott Hughes profile picture
Scott Hughes
October 20, 2026
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Inovayt were extremely helpful, the team all worked together to get a result we were happy with.
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Abbey O'Callaghan profile picture
Abbey O'Callaghan
October 19, 2026
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This is the second time Inovayt has helped me purchase a property. Chris was responsive and helpful throughout the entire process, answering my questions and consistently providing options that suited my personal circumstances. Beyond securing the mortgage, Chris and the team continued to support me throughout the term of my previous loan, making sure I was always getting the best rate possible. I always felt that Chris genuinely wanted the best outcome and value for me, and worked hard to make it happen. Couldn’t recommend Inovayt more highly!
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Yehudah Kinderman profile picture
Yehudah Kinderman
October 19, 2026
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This is our second home loan successfully executed by Simon and the team and he has done a magnificent job for us. Countless hours on the phone discussing and figuring things out and we can’t recommend Simon enough! For anyone considering top quality Melbourne service with a great bloke, this is perfect for you. Steve and Sossy
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Todd Milham
October 18, 2026
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We had the absolute pleasure of working with Duane to purchase our first home. We were pretty hard customers as business owners, but he was incredibly efficient, kept us up-to-date with each stage, and worked tirelessly to secure us finance. Could not be happier and highly recommend Duane and the wider Inovayt team for all your financing needs!
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Debbie Sims profile picture
Debbie Sims
October 16, 2026
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It’s been slow and methodically completed, with them finding out of needs, what we felt comfortable doing and then thoroughly and transparently provided our options. They were very supportive and patient. There communication was on point and efficient
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Diana Brown
October 15, 2026
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Brendan and Kat were great highly recommend
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Zac Thompson profile picture
Zac Thompson
October 15, 2026
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Couldn’t recommend Duane enough! Being first-home buyers, we had no idea what to expect going into the whole process, but Duane made everything so much easier. He was always happy to answer any questions we had, explained everything clearly and made sure we knew what was going on every step of the way. He went above and beyond to help us get into our first home and genuinely made the whole experience a lot less stressful than we expected. Really appreciate all the time and effort he put into helping us out. Couldn’t have asked for a better broker and would definitely recommend him to anyone looking to buy a home. Thanks again, Duane!
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David Anstis profile picture
David Anstis
October 14, 2026
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Could not fault the service provided, Justin and his team were excellent. From initial consultation to settlement was speedy and seamless. The solution provided was not only comparable but addressed all my requests and concerns. 10/10 recommend .

Helpful resources

finance resources

Financing your business

Invest time into your business finances. Our business finance guide unpacks everything you need to know about financing your business.

Latest Blogs

Find an Inovayt Commercial broker near you

  Jason Pogorelec

Jason Pogorelec

Senior Finance Broker
  Justin Coughlin

Justin Coughlin

Partner | Senior Finance Broker
  Kathy Stammers

Kathy Stammers

Senior Finance Broker

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

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Start your journey, contact Inovayt today
Start your journey, contact Inovayt today
Start your journey, contact Inovayt today