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Business Loans

A simple business loan to help you manage or grow your company. This loan can be secured or unsecured with flexible repayment options.

Focus on what you do best

Let’s face it, business owners know how to run their business, but very few have the appetite to start the lengthy and complicated process of applying for finance. That’s where an Inovayt commercial broker comes in. Once you have experienced our value, service, choice and professionalism, it’s likely you’ll never go directly to a bank again.

How can a business finance professional help?

For years, business owners have remained loyal to traditional banks because they’re unaware of the available alternative options. However, times are changing, and business owners are beginning to realise the value of having an experienced business finance professional or commercial broker to advocate on their behalf!

What can business loans be used for?

A business loan can be used to help your business grow and evolve. You may have an opportunity to acquire the premises from where you operate your business, or perhaps you need finance to purchase a competitor’s business.

Business loans are traditionally secured by residential or commercial property. However, unsecured options are starting to be offered by lenders that are interested in seeing smaller businesses grow. Lenders want to know how the business intends to use the borrowed monies, so business owners must make sure they clearly outline how the money will be spent. Both unsecured and secured lending will require the business to meet certain turnover and profitability criteria.

What our clients say

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Terri Du Plessis profile picture
Terri Du Plessis
October 13, 2026
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Kaleb and his team were absolutely incredible! They responded quickly (and patiently) to all of my questions and helped me buy my first home without any troubles at all. I highly recommend them and couldn't be happier with their service :)
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Breanna profile picture
Breanna
October 13, 2026
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We can’t thank Mackenzie and Nicole from Inovayt Mortgage Brokers & Financial Services enough for all their help and support through what was a really tricky situation for our family. They honestly took the time to understand our circumstances and worked so hard to find the best solution to suit our family’s needs. Being so responsive and always available made such a difference! We genuinely couldn’t have done it without them and are beyond grateful for everything they’ve done for our family. We can’t recommend them highly enough!
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Ayesha Perry profile picture
Ayesha Perry
October 12, 2026
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We honestly couldn’t recommend Duane enough! As first-home buyers, the whole process of buying our first home felt overwhelming at times, but Duane made everything so much easier and less stressful. He was incredibly helpful, knowledgeable, patient and supportive from start to finish, always taking the time to explain everything clearly and making sure we understood each step of the process. He went above and beyond to help us get into our first home, worked hard to find the best options for our situation, and made us feel confident and looked after throughout the entire journey. Buying a home is such a huge milestone, especially as first-home buyers, and having someone like Duane in our corner made such a difference. We’re so grateful for all his hard work, communication and dedication in helping us achieve something so special. We genuinely couldn’t have asked for a better broker, and we would recommend him to absolutely anyone looking to buy a home! Thank you, Duane, for helping us make our dream of owning our first home a reality! 🏡❤️
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Cath Murphy profile picture
Cath Murphy
October 12, 2026
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Simon Kay as always has been great: approachable; prompt in response; amiable and very clever at his job. We are very grateful. Thanks also to Jenna who kept us up to date with the many steps along the way.
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Rachael M profile picture
Rachael M
October 11, 2026
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I have worked with Duane several times since 2018 and every time he has been so helpful in making our home buying / financial dreams a reality. Highly recommend and will continue to work with Duane and the team again.
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Hector Lau profile picture
Hector Lau
October 11, 2026
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Very good company and the staff is very informative and helpful. They are highly responsive through email. Highly recommended!
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Mel R profile picture
Mel R
October 8, 2026
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Nick and his team at Inovayt Finance were absolutely amazing! I cannot recommend them highly enough. They kept me informed throughout the entire process and were always available to answer any questions I had. Their support, professionalism, and guidance made the whole experience so much easier. Thank you so much, Nick and Rachel, for all your help and support. I really appreciate everything you did!
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Baggse profile picture
Baggse
October 7, 2026
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This is the second time I've used Inovayt, both times the process was quick and well communicated. Big thanks to Kaleb and Isabella for taking the stress out of the Mortgage process and helping me achieve my goals.

How does it work?

Business loans have much lower interest rates, and extended terms are available from 10 – 30 years. These interest rates can be fixed or variable. A fixed interest rate means the interest rate remains the same for the duration of the loan. A variable interest rate indicates the interest rate can fluctuate in line with the market. Loan repayments can be both interest only or principal and interest.

When applying for a business loan, lenders evaluate the company’s history, the amount of debt the company has, the financial turnover and profitability. To be considered for a business loan, your business needs to be over 12 months old with a completed full years’ financials as a minimum. Our commercial brokers know how to best position you to be approved by a lender of choice.

Helpful resources

finance resources

Financing your business

Invest time into your business finances. Our business finance guide unpacks everything you need to know about financing your business.

Latest Blogs

Find an Inovayt Commercial broker near you

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

Our team of experienced commerical brokers help you discover the right financial solutions for you and your business, so you can put your business in the best possible situation to grow, while having piece of mind.

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Start your journey, contact Inovayt today
Start your journey, contact Inovayt today
Start your journey, contact Inovayt today
Start your journey, contact Inovayt today