Exploring the True Cost of Pets
April 2, 2020
We all love our furry friends. They add insurmountable value to our lives. However, it’s important to consider the costs and the responsibility associated with pet ownership, particularly if you’re...
Finance
Money Tests to Pass Before you get a Mortgage
March 3, 2020
Purchasing your first home is one of the biggest and most exciting financial commitments you will ever make in your lifetime. So, it’s essential to pass some basic money tests beforehand so...
Budget Basics – A Comprehensive Guide to Getting Started
January 2, 2020
The word ‘budget’ can have frightening and scary connotations; however, it doesn’t have to! Think of a budget as a simple plan for where your hard-earned money goes each month.If you’re...
Using a Guarantor to Purchase a Home
July 20, 2019
If you’re looking to get into the market but struggling to save the full 20% deposit, you can ask someone to be a guarantor on your home loan.A guarantor is a...
Unpacking the APRA Changes
July 11, 2019
Last week, the Australian Prudential Regulation Authority (APRA) confirmed it would scrap a rule that has seen new mortgage customers assessed on their ability to manage repayments with 7.25 per cent interest rates.APRA...
Meet Inovayt Broker, Reuben Way
June 21, 2019
Prior to joining the finance industry, Reuben worked as a PE teacher in Brisbane. Whilst he enjoyed teaching, he always had a strong aptitude for numbers and interest in the property market...
Getting Your Superannuation In Order Before End Of Financial Year
June 5, 2019
Most people associate end of financial year (EOFY) with getting their taxation in order, when in fact there are many components relating to superannuation that are just as important to address at this...
Getting Your Tax In Order Before End Of Financial Year
May 28, 2019
There are a number of basic tax-related measures you can take to better position yourself in the lead up to end of financial year. Ensuring you are informed and have access to the...
2019 Federal Budget Round-up
April 8, 2019
On Tuesday night, the Liberal/National coalition government announced their 2019 Federal Budget. This was a pre-election budget with tax cut promises and major spending in infrastructure and essential services. ...
Buying a Home When You’re Self-employed
April 5, 2019
Buying a home can be a daunting experience for anyone let alone if you’re self-employed. With an often-fluctuating income and potentially not having payslips as financial evidence, it can be challenging for...