Using a Guarantor to Purchase a Home
July 20, 2019
If you’re looking to get into the market but struggling to save the full 20% deposit, you can ask someone to be a guarantor on your home loan.A guarantor is a...
Finance
Unpacking the APRA Changes
July 11, 2019
Last week, the Australian Prudential Regulation Authority (APRA) confirmed it would scrap a rule that has seen new mortgage customers assessed on their ability to manage repayments with 7.25 per cent interest rates.APRA...
Meet Inovayt Broker, Reuben Way
June 21, 2019
Prior to joining the finance industry, Reuben worked as a PE teacher in Brisbane. Whilst he enjoyed teaching, he always had a strong aptitude for numbers and interest in the property market...
Getting Your Superannuation In Order Before End Of Financial Year
June 5, 2019
Most people associate end of financial year (EOFY) with getting their taxation in order, when in fact there are many components relating to superannuation that are just as important to address at this...
Getting Your Tax In Order Before End Of Financial Year
May 28, 2019
There are a number of basic tax-related measures you can take to better position yourself in the lead up to end of financial year. Ensuring you are informed and have access to the...
2019 Federal Budget Round-up
April 8, 2019
On Tuesday night, the Liberal/National coalition government announced their 2019 Federal Budget. This was a pre-election budget with tax cut promises and major spending in infrastructure and essential services. ...
Buying a Home When You’re Self-employed
April 5, 2019
Buying a home can be a daunting experience for anyone let alone if you’re self-employed. With an often-fluctuating income and potentially not having payslips as financial evidence, it can be challenging for...
Why First Home Buyers Must Budget for More Than a Mortgage
March 1, 2019
For many first home buyers, the struggle to break into the property market is real.Even though the number of first home buyers breaking into the market has increased to 18...
Royal Commission Update
February 8, 2019
As you may be aware, Monday was a very important day for our business with the release of the final report of the Royal Commission into Misconduct in the Banking,...
Refinancing Your Mortgage – Where and How to Start
February 1, 2019
There can be many factors that may lead you to consider refinancing. Think of refinancing as the act of replacing - when you refinance, you replace an existing loan with an ideally better loan...