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Luke Saltmarsh

how to become debt free

5 Tips to Become Debt Free

Debt is a normal part of life. Whether it’s a mortgage, credit card, or even HECS debt, it often plays a part in achieving financial goals. Becoming debt-free is the dream for many Australians so they can look to their next investment opportunity or enjoy a more comfortable lifestyle. Although it may feel unachievable some days, here’s how you can become debt-free. Dealing with debt Whether it’s happened through a large purchase, or slowly crept up on you through smaller loans, debt is unavoidable for many of us. When you pay off your debt, there are multiple benefits, including: The … Read more

What are credit cards

What Are Credit Cards and Should You Get One?

Credit card, plastic, whatever you call it – the age-old debate of credit cards continues to resurface, especially now with services like Afterpay and Zippay coming into the picture. So, what exactly are credit cards? Are they being edged out to make way for these new services? And are they actually worth getting? Let’s dive down into the world of credit cards to find out whether these plastic rectangles are worth the fuss. What are credit cards? Put simply, credit cards are issued by a financial institution and allow you to borrow funds like you would with a loan. If … Read more

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