Car Loan Calculator

Ready to purchase a new vehicle? Whether it’s for personal or commercial use, our free car loan calculator tool can help you determine your budget and get you what you want sooner.

Purchasing a car

Whether you’re after a second-hand car or the latest top-of-the-range model, purchasing a car is exciting. Many dealerships and car yards offer the opportunity to purchase the car with finance, but it’s important to understand a bit more before signing on the dotted line.

Frequently Asked Questions

What is a secured car loan?

Like a regular secured loan, opting for a secured car loan means you’re using the car as security throughout the life of your loan. If you default on your loan repayments, the lender can seize your car and sell it to recoup the amount owing.

What’s a balloon payment?

We’ll give you a hint – we’re not referring to a birthday party! When talking about a balloon repayment in the car finance world, we’re referring to the lump sum of money you pay to your lender – generally at the end of your loan term. This payment helps buyers reduce their monthly instalments throughout the course of the loan.

Can I get a car loan with a bad credit score?

The short answer is yes. However, like with most other loans, obtaining a car loan with a poor credit score will more than likely be difficult and come with a higher interest rate. There are also specific lenders available who specialise in loans for borrowers with a bad credit rating.

Work with an Inovayt broker

Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.

At Inovayt, our mission is to provide lifetime financial solutions by thoroughly understanding your individual needs and goals. As such, we believe every client deserves our award-winning customer service. Our friendly team prioritises client satisfaction above all else, going above and beyond to help you achieve your financial goals. Regardless of what stage of the finance journey you’re on, our team provide quality advice to help you make informed and empowered financial decisions.

Our customer service extends far beyond your initial meeting, as we believe in nurturing you beyond the first transaction. Our brokers work hand in hand with you to ensure you receive the best possible outcome and are available to chat face to face, online, or via the phone at a time that suits you.

Our focus is always on achieving the best possible outcomes for our clients. Finding the right finance to match your goals and objectives is no easy task, so our friendly team work tirelessly to tailor a solution for you. We are solutions-driven, so we work hard to tackle any hurdles that may arise to ensure client satisfaction.

Why Choose Inovayt

Finding the right financing to match your needs and goals is never an easy task. Our team prides themselves on finding the right solution for each client, regardless of their personal situation.

Our brokers work hand in hand with our clients, to ensure they receive the best possible outcome. We are available to chat face to face, online, or via phone, at a time that suits you.

Our focus is always about achieve the best possible outcomes for our clients. We will tackle any hurdles that may come up, to ensure that you are satisfied and have achieved your desired outcome.

Simple

Finding the right financing to match your needs and goals is never an easy task. Our team prides themselves on finding the right solution for each client, regardless of their personal situation.

Flexible

Our brokers work hand in hand with our clients, to ensure they receive the best possible outcome. We are available to chat face to face, online, or via phone, at a time that suits you.

Solutions-driven

Our focus is always about achieve the best possible outcomes for our clients. We will tackle any hurdles that may come up, to ensure that you are satisfied and have achieved your desired outcome.

Our experienced and friendly team can provide you with lifetime financial solutions by understanding your individual needs and goals.

Get in touch
1300 354 355

Send us an email info@inovayt.com.au

Start your journey, contact Inovayt today

Get in touch
1300 354 355

Send us an email
info@inovayt.com.au