Self-employed Archives

Everything You Need to Know About Self-Employment

May 18, 2022January 29, 2022

Reading time: 6 minutes

Deciding to start your own business can be an exciting but overwhelming concept. While there is the opportunity to pursue your passion for a living, self-employment has many layers that stem beyond simply doing what you love. By setting up your own business, you become responsible for all aspects of running a business. Bookkeeping, accounting, administration, and customer service all fall to you. If you want to start your own business, read on for everything you need to know about self-employment. What are the pros and cons of self-employment? As with any decision, it’s important to weigh up the pros … Read more

The Importance of Ownership Structure When It Comes to Investing

May 18, 2022July 23, 2021

Reading time: 4 minutes

by Inovayt

When it comes to investing in property, there is a lot of information readily available around what kind of property will give you the best return and how to choose the right loan. However, there’s very little information or discussion around ownership or loan structure even though it’s fundamental for property investors to consider these structures carefully. Remember, your decisions will not only impact you now but into the future. What should I consider when it comes to ownership structure? Asset protection An important consideration when determining ownership structure is asset protection. If you have an owner-occupied property and … Read more

Choosing the Right Loan While Self-Employed

May 18, 2022March 10, 2021

Reading time: 5 minutes

by Inovayt

If you’re self-employed and looking to get into the property market or purchase a new car, chances are there will be a few extra hurdles you have to jump before you can obtain finance. While it may not feel like it, there are options for finance, even for those who are self-employed. Before you take the first offer on the table, make sure you’ve done your research and that you’re choosing the right loan for your circumstances both now and into the future. Finance for self-employed individuals Applying for finance can be daunting at the best of times, but even … Read more

A Detailed Guide to Managing Your Super

May 18, 2022February 16, 2021

Reading time: 5 minutes

by Inovayt

Setting up your own self-managed super fund provides you with the freedom to manage your own finances and have a say in what you’re investing in. It can be challenging but managing your own super fund doesn’t have to be put in the ‘too hard’ basket. With some research and the right tools (and maybe a little help from the team at Inovayt!) you’ll be on your way to managing your own super. First thing’s first – what is a self-managed super fund? In the simplest way possible, a self-managed super fund (SMSF) is literally that; you are managing your … Read more

Buying a Home When You’re Self-employed

August 13, 2021April 5, 2019

Reading time: 2 minutes

by Inovayt

Buying a home can be a daunting experience for anyone let alone if you’re self-employed. With an often-fluctuating income and potentially not having payslips as financial evidence, it can be challenging for business owners to qualify for a home loan. Each lender also has a different process and assessment criteria, which further adds to the complexity of securing finance as someone self-employed. Are you feeling overwhelmed yet? Don’t be. These factors don’t mean that you can’t get a home loan. But you do need to plan and be strategic. The process of applying for a loan is relatively the same … Read more

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