Property Investing Archives

Investing in Property: What to Know

May 18, 2022May 4, 2022

Reading time: 4 minutes

Building wealth is an important financial goal for many who want to set up a comfortable future for themselves and their families. When it comes to choosing where to invest our money, many aren’t sure what’s best for their situation. Investing in property is an extremely popular way to grow your wealth – and for a good reason. It’s important to remember that buying a property to invest in versus buying a property to live in is very different. This blog will take you through what you need to know about property investing, including how to figure out if it’s … Read more

Tips and Tricks for Getting Your Investment Portfolio Started

February 14, 2022February 4, 2022

Reading time: 4 minutes

by Inovayt

Whether it’s real estate, the stock market, or cryptocurrency, an investment portfolio will look different to each person. Depending on your long-term financial goals, how and where you invest your money, as well as the level of risk you choose, will vary. Investing never guarantees large returns, but it can set you up for success when it comes to growing your wealth. Read on for our tips and tricks on how best to get your investment portfolio started. Set your goals Starting an investment portfolio isn’t something you should rush into. Defining your long-term financial goals can help you decide … Read more

Sell or Lease? What to Do When Buying Your Next Home

May 18, 2022December 13, 2021

Reading time: 4 minutes

by Inovayt

Breaking into the property market and buying your first home is a milestone in everyone’s life. But what happens to your old place when it comes time for you to buy your next house? Do you sell or rent out your old place? Are you financially able to hold onto the property? Weighing up these questions in conjunction with your financial goals will allow you to make the best decision. To sell or not to sell Letting go of your first home can be tough. But when it comes down to choosing whether to sell or lease, sometimes it may … Read more

Home Equity Loan: Everything You Need To Know

April 20, 2022November 29, 2021

Reading time: 5 minutes

by Inovayt

A home equity loan is a great way for homeowners to access extra funds. This type of loan can be used for a range of projects including non-structural renovations, a new car, an investment property and more. How much equity is in your home, and how much you have owing on your mortgage, will determine the amount you can borrow. These loans are perfect for those who are looking to make a larger purchase or investment. Here’s everything you need to know about home equity loans. What is a home equity loan? Home equity loans are a type of loan … Read more

The Importance of Ownership Structure When It Comes to Investing

May 18, 2022July 23, 2021

Reading time: 4 minutes

by Inovayt

When it comes to investing in property, there is a lot of information readily available around what kind of property will give you the best return and how to choose the right loan. However, there’s very little information or discussion around ownership or loan structure even though it’s fundamental for property investors to consider these structures carefully. Remember, your decisions will not only impact you now but into the future. What should I consider when it comes to ownership structure? Asset protection An important consideration when determining ownership structure is asset protection. If you have an owner-occupied property and … Read more

Should All of Your Loans be With One Lender?

May 18, 2022July 19, 2021

Reading time: 4 minutes

by Inovayt

There are so many things to consider when you’re looking for an investment property. Are you going to buy a residential or commercial property? What suburb will you invest in? Do you have enough equity in your home to use when buying the place? What you may not think about is whether all of your loans should be with one lender. There are pros and cons to having your loans with one lender or choosing a different lender altogether. We’ll look at both of these below and help you make an informed financial decision when choosing your perfect investment property. … Read more

LMI vs 20 per cent Deposit – What’s the Opportunity Cost?

April 20, 2022July 7, 2021

Reading time: 4 minutes

by Inovayt

When it comes to buying a house, you may find yourself in a position where you need to weigh up whether you should spend money on Lenders Mortgage Insurance (LMI) or whether you’re better off waiting until you have a 20 per cent deposit to put down. You also need to consider the opportunity cost of choosing one option over the other so you can make the best choice possible for your needs. What is opportunity cost and how does it work? According to Shopify, opportunity cost is an economic term that refers to the value of what you must … Read more

Should All Investment Loans Be Interest Only?

April 20, 2022July 7, 2021

Reading time: 4 minutes

by Inovayt

If you’re an aspiring investor you are likely knee-deep in research. There are many variables you need to consider, from choosing the best suburb, the type of property and even the type of loan. When it comes to securing an investment loan, you likely have the option to choose between a principal and interest loan or an interest only investment loan, the latter being a common choice for investors. In this blog, we explore the difference between each type of loan and the role they play within your long-term investment strategy. What is the difference between a principal & interest … Read more

Things to Consider When Building a Property Portfolio

April 20, 2022July 6, 2021

Reading time: 3 minutes

by Inovayt

If you’re a budding investor looking to build a property portfolio, welcome to the club. Australians have a long-found affinity with building wealth through property. Building a property portfolio is a long game and the key to building your portfolio is ensuring you have a clear strategy from the outset. We know we say this a lot, but have a strategy in mind When it comes to property investing, it can be challenging to begin with the end in mind as there are so many factors and unpredictability involved when it comes to suburbs and areas. What you can do … Read more

Investment Properties and the Property Cycle

May 18, 2022July 5, 2021

Reading time: 4 minutes

by Inovayt

Within the real estate market, a 4-stage property cycle exists in which it is possible to make predictions of where the housing market will be over the coming years. Developing a solid understanding of how property cycles work will assist any budding investor when they are looking to purchase an investment property. In this blog, we unpack the stages of the property cycle, what each stage involves and what the property cycle means for budding investors. Breaking down the property cycle Property Buyer defines the property cycle as, “a series of events that repeat themselves over time that affect the … Read more

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