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Justin Coughlin

Loan application

Loan Application: How a Lender Will Assess Yours

Going through the loan application process can be an exciting and challenging time in your life. Whether it’s for a personal loan, car loan or mortgage, there are many things a lender must consider when it comes to assessing your application and whether they are happy to approve your loan. Lenders consider much more than your income and deposit when it comes to deciding if they’ll lend to you. Here are some of the things you can expect a lender to look at when assessing your loan application. Your ability to service the loan First things first, lenders are going … Read more

Cross Securitisation vs Stand Alone Securities

When it comes to cross securitisation (or cross collateralisation) vs stand-alone securities, borrowers are often unsure which is better suited when considering their lending structure for property investment. While each type of loan has advantages and disadvantages, it is important to get a better understanding of each before diving in and making that choice. In this blog, we will look at cross securitisation vs stand-alone securities and what they both have on offer. What is cross securitisation? Although the name might sound like it refers to something extremely complex, Inovayt Finance Broker, Justin Coughlin simplifies cross-securitisation (also known as cross-collateralisation) … Read more

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