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Provide your children the best possible future

Financial security and flexibility are imperative if you want to provide your children with the best possible future. We can help you put plans in place to leave you and your children in the best possible situation.

How can I help provide my children with the best possible outcome?

One of the biggest investments that people make is in their children.

Ensuring your child has the ability and freedom to choose what they want to do is important to parents.

Some of the key things that parents plan for with regards to their children are:

  • Education costs (Primary, secondary and tertiary)
  • Helping to purchase a first vehicle
  • Being able to help with a house deposit

How can I help provide my children with the best possible outcome?

One of the most significant investments that people make is in their children.

Ensuring your child has the ability and freedom to choose what they want to do is important to parents.

Some of the key things that parents plan for with regard to their children are:

  • Education costs (primary, secondary and tertiary)
  • Helping to purchase their first vehicle
  • Being able to help with a house deposit

Like most things, setting a plan early can maximise the chances of these desires becoming a reality.

Understanding what mechanisms are available to build a separate pot of money specifically for your children is important when deciding what path to take.

Some of the main things people consider are:

  • Investment bonds
  • Managed funds or shares
  • Regular savings account

Investment bonds

An investment (or insurance) bond is a way to set your children up for the future. Insurance bonds let you invest on behalf of your children or grandchildren. The ownership will be transferred to the child on a future date. This is an excellent way to contribute to bigger ticket items.

To determine which approach is best suited to you, please get in touch with one of our financial planners.

What our clients say

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Ej 100 profile picture
Ej 100
September 6, 2026
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Buying a home can be overwhelming and takes so much preparation, but Peter went above and beyond for us every step of the way. From our very first consultation to securing the loan, his expertise and responsiveness gave us total peace of mind and made the whole process seamless. I’m deeply grateful to Peter, and thanks to Nicole for her kindness and steadfast support right through to the end.
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Michael Druery profile picture
Michael Druery
August 28, 2026
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Excellent service from Kaleb, Erin and Isabella. Ensured that everything was ready and settlement went smoothly.
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Kian Belk profile picture
Kian Belk
August 28, 2026
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Highly recommend Duane and the team at Inovayt. They made the whole process of buying our first home so much easier and were always available to answer questions, explain everything clearly, and keep us updated throughout the process. Their communication was excellent and made the whole process feel easy, even answering the phone outside of office hours and on weekends. They went above and beyond to make sure everything came together, especially when things seemed stressful for us. We always felt like they had our best interests in mind and were doing everything they could to get us the best outcome. Really appreciate all the help and support throughout the entire process. We couldn’t be happier and would definitely recommend them to anyone looking for a mortgage broker!
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Jason Henwood profile picture
Jason Henwood
August 28, 2026
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Jason and the team at innovate were extremely helpful and kept us up to date throughout the whole process while purchasing our new home. Extremely happy with the service and will be using innovative again in the future.
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suresh inturi profile picture
suresh inturi
August 27, 2026
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Working with Kaleb, Erin and Isabella, and the entire team has been an absolutely wonderful experience from start to finish. Thank you all so much for your exceptional guidance, deep dedication, and for making us feel completely supported throughout this entire process. A special thank you goes to Kaleb for leading this effort so brilliantly and to Erin and Isabella for their incredible support and for always keeping everything so beautifully organised. Your prompt communication, warm professionalism, and deep market expertise truly made everything feel seamless and stress-free. We are incredibly grateful for the personalized attention and strategic advice you provided to secure the best possible outcome, and we absolutely look forward to working with your outstanding team again in few weeks 😀 Thank you so much 😀
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Ann Humphrey profile picture
Ann Humphrey
August 27, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Exceptional mortgage brokerage! The communication throughout the entire process was excellent, and they were always proactive with problem-solving to achieve the results we wanted. This is the second time we’ve used this brokerage, and once again they delivered above and beyond our expectations. We wouldn’t hesitate to use them again and highly recommend their services. A very happy repeat customer!
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Kazi Haque profile picture
Kazi Haque
August 24, 2026
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Thank you Kaleb. Had a great experience with your advice and service.
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Simon Zorgdrager profile picture
Simon Zorgdrager
August 21, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very good communications. - keep you informed all the way.

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Find an Inovayt Financial Planner near you

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

Our team of financial planners take pride in helping our clients reach their goals. We create tailored solutions to match your financial and lifestyle goals by understanding your individual circumstances and objectives.

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Start your journey, contact Inovayt today
Start your journey, contact Inovayt today
Start your journey, contact Inovayt today