First Home Buyers Grant QLD: Your 2025 Ultimate Guide

Buying your first home is an exciting milestone, but it can also feel financially daunting. The First Home Buyers Grant in QLD is a government initiative designed to give eligible buyers a financial boost when purchasing or building their first property. If you’re planning to buy your first home in 2025, understanding how the grant works could save you thousands.

This 2025 guide covers what the First Home Owners Grant QLD is, how much you can receive, and how to apply, plus tips to make the most of your first-home journey.

What is the First Home Owners Grant in QLD?

The First Home Owners Grant (FHOG) is a one-off payment from the Queensland Government to help first-home buyers purchase or build a new property. It’s designed to make buying a home more achievable by reducing the financial pressure of a deposit and upfront costs.

To qualify, the property must be a brand-new home, substantially renovated property, or a new build that has never been lived in before. It can be a house, townhouse, unit, or apartment, as long as it meets the eligibility criteria.

How Much Is the First Home Owners Grant QLD in 2025?

As of 2025, the grant provides $30,000 to eligible buyers. This amount can be a significant help with deposit savings or other costs, particularly when combined with other concessions for first-home buyers.

The property must fall within the state’s price cap, so always check the current threshold before you apply. For many new buyers, this payment is a game-changer, allowing them to secure a home sooner.

Who Can Apply for the New Home Buyers Grant in QLD?

To be eligible for the New Home Buyers Grant QLD, you must be an Australian citizen or permanent resident, at least 18 years old, and buying or building your first home in Queensland. The property must be new or substantially renovated and valued within the grant’s price cap.

Applicants must also live in the property as their primary residence for at least 12 continuous months after settlement or construction completion. You can only receive the grant once, so if you’ve previously owned a property in Australia, you won’t be eligible.

How to Apply

Applying for the grant is straightforward, but the process must be followed carefully to avoid delays. Our first home buyer grant step by step guide walks you through the exact requirements and documents you’ll need for each state.

Check your eligibility

The following personal requirements must be met: 

• You and any co-applicant must be 18+
• At least one applicant must be an Australian citizen or permanent resident
• Neither you nor your spouse can have received the grant before
• You must not have lived in a property you owned after 1 July 2000
• Proof that you have never lived in your investment property (if you have them)
• Must move in within 12 months and live there for at least 6 continuous months
  
  

Bear in mind that no income limits apply, and renting out a room is allowed but may affect other benefits (e.g. stamp duty).

In addition to the above, these property requirements must be met:

• The property must be new or substantially renovated. This includes a house, unit, duplex, townhouse, granny flat on a relative’s land, a relocated home, or a substantially renovated property.
• Eligible transactions include new home purchases, off-the-plan buys, major renovations, contracts to build, or owner-builder projects. 
• The total value of the home (including land and any contract variations) must be less than $750,000.

How to apply

When applying for the First Home Owner Grant in Queensland, you will need to submit proof of identity with your application. If you have a spouse, they must also provide relevant ID.

To quality, you must provide one document from each of the following:

• Category 1: Birth certificate, Australian passport, citizenship certificate, or current visa
• Category 2: Driver’s licence, proof of age card, or passport
• Category 3: Medicare card, car rego, bank or concession card
• Category 4: Recent utility bill, bank statement, or insurance policy with your name and address

If your name or marital status has changed, include relevant documents. Non-applicant spouses overseas must provide current ID from their country.

While you can submit the application yourself through the Queensland Government, many buyers choose to work with a mortgage consultant. They can handle the application on your behalf and help you find a suitable home loan at the same time.

Getting the Most Out of Your Grant

The FHOG is just one piece of the puzzle when it comes to buying your first home. Combining the grant with smart financial planning is key. A finance investment advisor can help you create a strategy for building long-term wealth, while our budgeting tips for first home buyers can help you stay on track during the saving process.

If you’re not sure where to start, read our guide to buying your first home, and connect with a Brisbane mortgage broker today to discuss your options. Brokers specialise in helping first-home buyers secure competitive loans while guiding them through the FHOG process. They’ll confirm your eligibility, prepare the required paperwork, and lodge your application correctly and on time.

Ready to Take the First Step?

The First Home Buyers Grant QLD is a fantastic opportunity for new buyers to take that all-important first step onto the property ladder. Whether you’re buying in Brisbane, the Gold Coast, or a regional area, speaking with an experienced broker or adviser at Inovayt can make the process much simpler.

FAQs about First Home Owners Grant in QLD

How much is the First Home Owners Grant QLD in 2025?

As of 2025, eligible first-home buyers in Queensland can receive $30,000 through the First Home Owners Grant QLD. This payment is designed to help with the cost of buying or building a brand-new home. Always check the latest eligibility criteria and property value caps before applying.

What is the First Home Owners Grant QLD?

The First Home Owners Grant QLD is a one-off payment from the Queensland Government for first-home buyers purchasing or building a new property. It’s designed to make homeownership more achievable by easing upfront costs like deposits or construction expenses. The property must be brand new or substantially renovated.

Can I get the First Home Buyers Grant QLD for an established home?

No. The New Home Buyers Grant in QLD is only available for brand-new properties, substantially renovated homes, or new builds that haven’t been lived in before. Established homes don’t qualify because the grant aims to encourage new housing supply and support buyers entering the market for the first time.

Who is eligible for the First Home Buyers Grant QLD?

To qualify, you must be an Australian citizen or permanent resident, at least 18 years old, and buying or building your first home in Queensland. The property must be new or substantially renovated, meet the price cap, and you’ll need to live in it for at least 12 months.

How do I apply for the First Home Buyers Grant QLD?

You can apply online via the Queensland Government or lodge the application through an approved lender. Many buyers choose to work with a mortgage consultant or Brisbane mortgage broker, who can confirm eligibility, prepare documents, and submit the application correctly to avoid delays with receiving the grant.