QLD Stamp Duty Calculator

Make Sure You Know the Full Cost

Buying property in Queensland means knowing more than just the purchase price. There are government fees and taxes on top – chiefly stamp duty (also known as transfer duty). Our free Queensland stamp duty calculator lets you estimate those costs before you commit, helping you make an informed decision.

How to Use the QLD Stamp Duty Calculator

Enter the property value.
Indicate if you’re buying as a first-home buyer, owner-occupier, or investor.
Select if you’re a foreign buyer (as extra charges may apply).
Review the figures your calculator gives for stamp duty and other fees.

Once completed, you’ll see a breakdown of what you might pay – so you can plan the rest of your budget with confidence.

Standard Stamp Duty Rates in Queensland (2024-25)

Here are the core rate brackets for owner-occupied residential purchases (no concessions applied):

Property Value	Duty Calculation
Up to $5,000	Nil
$5,001 – $75,000	$1.50 for every $100 (over $5,000)
$75,001 – $540,000	$1,050 + $3.50 for every $100 (over $75,000)
$540,001 – $1,000,000	$17,325 + $4.50 for every $100 (over $540,000)
Over $1,000,000	$38,025 + $5.75 for every $100 (over $1,000,000)

Thresholds are adjusted annually. Based on current guidance.
Sources: Rate data from the Queensland Revenue Office.

Example Estimate

If your home purchase is valued at $650,000, you can expect to pay around $12,525 in duty before any concessions. If you’re eligible as a first-home buyer, the payable amount might be significantly reduced or even zero.

Estimates Made Simple: QLD Stamp Duty Calculator

Gain clarity about upfront costs before signing any contract.
Compare scenarios (own-use vs investment vs foreign owner).
Support your budgeting by including stamp duty in your total purchase cost.
Avoid settlement surprises and make decisions with better financial control.

Frequently Asked Questions

When do the lowest stamp duty rates apply?

The lowest rates apply for very low-value properties and for qualifying concession cases – like first-home buyers under specific thresholds. Otherwise, standard rates apply as listed above.

Can I claim a first-home buyer concession in Queensland?

Yes, eligible first-home buyers may receive a full exemption for homes under certain value thresholds, or a reduced rate for homes valued above that threshold.

Does the QLD stamp duty calculator include foreign buyer surcharges?

If you select “foreign owner” in the calculator, it will account for the additional duty applicable to non-Australians or foreign trusts purchasing residential property.

Aside from stamp duty, what other up-front costs should I plan for?

You should also budget for the land transfer fee, mortgage registration fee, legal/conveyancing costs and any lender or building inspections. These add to your settlement cost.