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money tests

Money Tests

Money Tests to Pass Before you get a Mortgage

Purchasing your first home is one of the biggest and most exciting financial commitments you will ever make in your lifetime. So, it’s essential to pass some basic money tests beforehand so you can reduce potential financial strain down the track and determine whether you’re prepared to take on a mortgage. Debt and expenditure minimisation Do you use Afterpay? Have a few credit cards, or perhaps a personal loan or a car loan, as well as numerous digital subscriptions like Netflix or Spotify? If you answered yes, it’s time to think about reducing your outgoings. Determine your current debts. It … Read more

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