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Pay Off Your Loan Sooner

We can help you to determine realistic strategies for paying off your mortgage early.

Book a free meeting

How can I pay my loan off sooner?

Paying your loan off sooner doesn’t have to involve drastic cuts to your lifestyle and monthly surplus cashflow.

Incremental extra repayments made consistently can have a dramatic impact on the life of your loan. For example, if you have a Principal and Interest loan of $500,000 over 30 years with an interest rate of 3.50%, making an extra repayment of $200 per month could shave four years off the life of the loan and save you $46,497 in interest.

Paying off your loan faster than anticipated can also lead to positive opportunities such as creating equity to build wealth by other means such as investing in property and shares. That aside, being debt-free means that you can enjoy your life to its fullest without being concerned about your mortgage costs.

Some debt reduction strategies that we can engage in are:

  • Offset accounts
  • Redraw facility
  • Repayment frequencies
  • Extra repayments

Let us tailor a debt reduction strategy to suit your personal circumstances.


We won’t overwhelm you by insisting you make financial sacrifices. Instead, we will take the time to understand your financial position and suggest simple strategies you can use to pay your home loan off sooner, helping you build equity and increasing your financial security.


We understand that everyone has different needs, schedules and availability. We’re happy to meet face to face, over the phone or online at a time that suit you.


Paying off your loan sooner is an achievement. However, it’s only one aspect of your overall finances. We provide holistic financial solutions tailored to your goals and lifestyle.

Let us help you to pay off your loan sooner.

Book a free meeting
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