1. Home
  2.   ➔  
  3. Commercial
  4.   ➔  
  5. Cashflow Lending

Cashflow Lending

A type of unsecured loan used by businesses for day-to-day operations like working capital.

Book a free meeting

How can I secure a cashflow loan?

There is no ‘one-size-fits-all’ when it comes to securing a cashflow loan. We explore the different loan options that are worth considering and exploring further.

What is Debtor Finance?

Debtor finance, sometimes called ‘cashflow finance’, is a facility that uses a business’s accounts receivable ledger as collateral. This allows you to draw up to 80 percent of the balance of your outstanding invoices. When the invoices are settled, the balance is repaid, less any applicable fees.

With debtor finance, you use the money you are owed to free up working capital. There’s no need to worry about extra debt or ongoing bank commitments. If your business has customers on payment terms of 30 to 90 days, and they often pay late, debtor finance is a worthwhile option.

Could trade finance be more suited to your needs?

Trade finance provides you with fast funding for stock, inventory and raw materials so you don’t have to turn away new orders. This type of financing allows you to use a revolving line of credit to pay your overseas or local suppliers when you need it, in almost any currency. Trade finance  can be facilitated with TT (telegraphic transfer), Letters of Credit or Documents against Payment.


Being a business owner can be stressful enough without having to worry about your cashflow. Let us do the heavy-lifting to secure you a cashflow loan so you can spend your time focusing on your business.


We understand that everyone has different needs, schedules and availability. We’re happy to meet face to face, over the phone or online at a time that suits you.


Let us help you to grow your business. Our end-to-end financial solutions can support you throughout any stage of your journe both professionally and personally.

Enquire about cashflow lending now.

Book a free meeting
Scroll to Top