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Home Loan Calculator

Basic Loan Repayments

Our home loan repayment calculator gives you an estimate of what your potential repayments may look like for your dream home.

Frequently Asked Questions

Each lender determines their own interest rate, which is constantly changing. These rates are often aligned with the Reserve Bank of Australia (RBA). When calculating your loan repayments, our home loan repayment calculator is there to use as a guide - your actualy loan repayments might change based on which loan you secure. As such, we reccomend using a 3.80% interest rate as a starting point when doing your calculations. If you know you can service these repayments on this interest rate, you know you'll be able to service them for lesser interest rates too.

Depending on what type of loan you have,  you may be eligible to make additional repayments to your loan. Variable home loans often give homeowners the opportunity to make extra loan repayments, as well as access to an offset account and redraw facility, which borrowers can access at a later stage. Variable home loans can give borrowers more flexibility around their home loans, but some of these features may be at an additional cost. 

For more information, read our blog on different types of home loans

This is a great question and one that your Inovayt broker can help you answer. The type of loan that works best for you will vary depending on your financial situation and how you envision paying off your loan. The three most common types of home loans are fixed rate loans, variable rate loans and split rate loans. With pros and cons to each, it’s important you get as much information as possible from an expert before deciding. 

For more information, read our blog on fixed, variable and split rate loans.

Work with an Inovayt broker

Your home loan journey should be as stress-free as possible. An Inovayt broker works with you to ensure you’re getting the best loan to suit your financial situation. Choose a broker in your local area today to start the process.

Your home loan journey should be as stress-free as possible. An Inovayt broker works with you to ensure you’re getting the best loan to suit your financial situation. Choose a broker in your local area today to start the process.

Your home loan journey should be as stress-free as possible. An Inovayt broker works with you to ensure you’re getting the best loan to suit your financial situation. Choose a broker in your local area today to start the process.

Your home loan journey should be as stress-free as possible. An Inovayt broker works with you to ensure you’re getting the best loan to suit your financial situation. Choose a broker in your local area today to start the process.

Your home loan journey should be as stress-free as possible. An Inovayt broker works with you to ensure you’re getting the best loan to suit your financial situation. Choose a broker in your local area today to start the process.

Your home loan journey should be as stress-free as possible. An Inovayt broker works with you to ensure you’re getting the best loan to suit your financial situation. Choose a broker in your local area today to start the process.

Your home loan journey should be as stress-free as possible. An Inovayt broker works with you to ensure you’re getting the best loan to suit your financial situation. Choose a broker in your local area today to start the process.

Work with an Inovayt Broker

Our experienced and friendly team can provide you with lifetime financial solutions by understanding your individual needs and goals.

Get in touch
1300 354 355

Send us an email info@inovayt.com.au

Start your journey, contact Inovayt today

Get in touch
1300 354 355


Send us an email
info@inovayt.com.au

Start your journey, contact Inovayt today

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